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Life & Money Retirement

How To Structure Your Day In Retirement For Fulfillment and Balance

Retirement offers an exciting phase of life filled with opportunities for leisure, exploration, and personal growth. It’s a time to engage in hobbies, travel, spend time with loved ones, and even pursue new interests.  However, moving from a structured working schedule to the open expanse of retirement can sometimes feel disorienting. You may wonder, “How […]

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Life & Money Retirement

Things To Do When Retired And Bored: Staying Engaged After Work

Retirement— it’s the golden period many of us look forward to. It’s a time when we finally get to say goodbye to the rigors of the workweek and hello to a new era of leisure, relaxation, and endless possibilities.  But what happens when the honeymoon period of retirement fades away, and we find ourselves feeling […]

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Life & Money Retirement

10 Factors To Consider Before Deciding When To Retire

Retirement marks a significant milestone in an individual’s life, signifying the culmination of a career and the beginning of a new chapter marked by leisure, personal pursuits, and potentially new challenges. Deciding when to retire and adequately preparing for this transition requires careful consideration of various factors. Navigating these elements and making informed decisions is […]

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Life & Money Retirement

Do People Run Out Of Money In Retirement?

The financial stability of retirees is a growing concern in many countries as populations age and people live longer. Running out of money during retirement can lead to significant challenges, impacting the quality of life and well-being of retirees. People do run out of money during retirement. This can happen for various reasons, including insufficient […]

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Life & Money Retirement

What Do You Do For Health Insurance If You Retire Before 65?

Early retirement offers the prospect of an extended period to enjoy life outside the traditional workforce, but it also presents unique challenges, particularly when it comes to securing adequate health insurance coverage.  Navigating the complex landscape of health insurance options for early retirees is critical to ensuring uninterrupted access to quality healthcare and managing financial […]

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Life & Money Retirement

Retirement Planning: What Is The 3% Rule In Retirement? What Is The 4% Rule?

The 4% rule and 3% rule are commonly used guidelines in retirement planning, providing individuals with a framework to estimate how much they can safely withdraw from their retirement savings without running out of money.  Developed by financial advisor William Bengen, the 4% rule states that retirees can withdraw 4% of their initial retirement portfolio […]

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Financial Literacy Grow My Money Life & Money Retirement

401(k) vs. 401(a): What’s The Difference Between a 401k And a 401a?

Most people are familiar with 401(k)’s, but what about 401(a)’s? Are they the same thing? What’s the difference? In this article, we’ll explore the differences between 401(k) ‘s and 401(a) ‘s and discuss the benefits of each. 401(k) ‘s and 401(a) ‘s are both types of retirement savings accounts found in the same section, section […]

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Life & Money Save Money

Car Depreciation: One Reason you Should Buy a Used Car

Are you a car owner? Like it or not, your car is losing value. Car depreciation affects every car owner. Keep reading to learn how to best mitigate it.

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Life & Money Manage Money

Managing Money During a Recession: 9 Tips for Surviving a Financial Crisis

Properly Managing Money During a Recession is a key part of being financially stable and building wealth over time. Here are 9 tips to help you do that.

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Life & Money Taxes

HSA and Tax Returns: Your guide for contributions, withdrawals, and tax forms

Get better prepared for tax season with this handy guide for your HSA and Tax Returns. Guidance on contributions, withdrawals, and tax forms.