Gone on FIRE
Ever feel like your financial situation is a rollercoaster ride? If your income fluctuates—whether you’re a freelancer, seasonal worker, or have unpredictable revenue streams—budgeting can feel like a daunting task. But don’t worry, you’re not alone! A staggering 34% of Americans deal with irregular income, making it essential to have a rock-solid plan. Let me […]
Stuck in the paycheck-to-paycheck grind? Living paycheck to paycheck can feel like running on a hamster wheel—you’re always working hard but never seem to get ahead. In fact, did you know that nearly 60% of Americans report living paycheck to paycheck? But here’s the good news: it is possible to take control of your finances […]
When purchasing your first home, the journey begins long before you pick out your dream house or sign on the dotted line. It starts with a fundamental step that can make the difference between a wise investment and a financial misstep: budgeting. It helped me have a paid off house before I was 30. Navigating […]
Navigating the world of retirement savings can often feel like traversing a labyrinth, particularly when it comes to understanding the various types of retirement plans and the rules that govern them. One such plan, often overlooked but increasingly common, especially among public sector employees, is the 401(a) plan. Offering flexibility and significant savings potential, a […]
Retirement represents a significant life transition, and it brings with it a host of new opportunities and challenges. While it’s a time to enjoy the fruits of your years of labor, it’s also a stage that requires careful planning and wise decisions to ensure a secure, satisfying, and fulfilling life. From financial strategies to lifestyle […]
Most people are familiar with 401(k)’s, but what about 401(a)’s? Are they the same thing? What’s the difference? In this article, we’ll explore the differences between 401(k)’s and 401(a)’s and discuss the benefits of each. 401(k)’s and 401(a)’s are both types of retirement savings accounts found in the same section, section 401 of the Internal […]